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Don’t Be Fooled: Beware of These Retirement Plans

Retirement Scam Alert!

Wall Street Will Either Screw You or Fee You to Death Dear Reader, Wall Street wants you to focus on asset accumulation and diversification through stocks. Don’t fall for it. Instead, we need to center our focus on income accumulation. The retirement cartel,...
401(k)… IRA… You’re Screwed!

401(k)… IRA… You’re Screwed!

Ever Timed the Market Wrong? How About Your Taxes? Dear Reader, I’m no fan of the 401(k) or IRA. I’ve made that clear since starting this letter, as I hate the idea of current retirement planning.***1. It takes perfectly good money and puts it into Wall Street (a...
Retire Young With a Hakuna Matata Lifestyle

Retire Young With a Hakuna Matata Lifestyle

Don’t Complicate Wealth Building With 3-Decade Retirement Plans Dear Reader, The finance industry has a plan for you.   It involves you working for 3 to 4 decades and paying them fees that compound for them – not you!   They want you to be the buyer of their products,...
Don’t Be Fooled: Beware of These Retirement Plans

Unfriending Retirement

Get Good Grades… Go to Work… Vacation for 10 Days a Year… Raise a Family… Retire… and Then Die! Dear Reader, Well, what if it doesn’t work out… Today, the idea of retirement in terms of the model used and expected return from the planning of this once-in-a-lifetime...
The Pension System is Ready to Blow

The Pension System is Ready to Blow

The Pension Crisis is in Full Effect and WILL IMPLODE Very Soon Dear Reader, The ticking time bomb known as the pension crisis is happening right now, and it’s going to affect everyone regardless of age, location, or socioeconomic status.  As we might expect, the...
Fugazi: The 4% Rule is Total Garbage

Fugazi: The 4% Rule is Total Garbage

It’s All Fugazi Dear Reader, The current model for retirement and personal finance is such trash. I can barely take another advertisement with some happy 60-year-old on his Harley Davidson or the white-haired couple walking on the beach holding hands. 93% Of Investors...