Seriously? That’s the Plan: Just Throw Money at Wall Street and Hope for the Best…

Dear Reader,

I couldn’t believe some of the heat we’ve taken over the past week since the launch of Don’t Save for Retirement.

Even the New York Times editors contacted us to try making us look bad, and when they read my personal response, we never heard back.

The fact is that our media, politicians, and largest corporations have doubled down on the exact things that have hurt America and its middle class.

Wall Street wants you to focus on asset accumulation and diversification through stocks. Don’t fall for it.

Retirement has become a “plan to not be poor” plan, but it’s truly not a financial prosperity plan. The problem is that most people who save for retirement aren’t planning to be poor or to live in scarcity, which is why millions of baby boomers are aggressively trying to “save” their retirement years.

According to the Labor Department, baby boomers made up about half of all employment gains in 2018.

That’s very high when you consider that this same group only makes up about a quarter of last year’s entire labor force. 

Baby boomers are staying in the labor force at rates not seen in generations for people their age.

93% Of Investors Generate Annual Returns, Which Barely Beat Inflation.

Wealth Education and Investment Principles Are Hidden From Public Database On Purpose!

Build The Knowledge Base To Set Yourself Up For A Wealthy Retirement and Leverage The Relationships We Are Forming With Proven Small-Cap Management Teams To Hit Grand-Slams!

    It’s time to plan for prosperity!

    Focus on income accumulation. The retirement cartel, which is basically Wall Street and all its talking heads, has conditioned the public into focusing on asset accumulation. Just keep buying and holding… while they collect their fees.

    I have no problem with retirement, but the current idea of what retirement revolves around is a really big scam, in my opinion. Tens of millions of people are all throwing money at the stock market with these inaccurate beliefs that they are somehow going to see an average of a 10% return if they just hold on. Then, at the magical age of 65, they can start withdrawing, drawing down on a large nest egg until they are dead or broke.

    The 10% average return is a brochure for fools, and the Wall Street propaganda machine has trained the 401(k)ers and mutual fund buyers to be true believers. Here’s the problem with “average” returns.

    Let’s assume you put in $20,000 and you receive the following end-of-year returns:

    Year 1, 58% = $31,620
    Year 2, -37% = $20,000
    Year 3, 54% = $30,701
    Year 4, -35% = $20,000

    The average return for this scenario is 10%, but at the end of the day, your $20,000 is still just $20,000. You haven’t moved an inch, and you can honestly say — or your broker will — that you achieved an average return of 10%.

    Of course, we all know that your $20,000 — especially left in a 401(k) or mutual fund — would be much lower now due to dozens of fees.
    96% of people managing your money work on commission. 

    Think about that; do you really think they are looking out for you?

    It’s why if you desire to have an expert help you, we only recommend a fiduciary advisor who is low-fee-based and lawfully bound to put their clients first.

    Outside of speculative growth stocks that DO have a place in your wealth building strategy, an income cash flow-focused plan is where we believe 90% of your net worth should be active.

    Diversification in income will ultimately lead to financial independence!

    • Dividends
    • Rental Income
    • Banking (Lending)
    • Whole Life
    • Royalty Streams
    • Real Estate Investment Trusts
    • Private Businesses
    • Farmland

    For the most part, the mutual fund industry exists to get Wall Street rich.

    It’s why the idea of retirement and buying and holding is so important to them, because without new money constantly flowing into Wall Street, Wall Street really can’t make money.

    Real diversification means to diversify away from Wall Street and its cookie cutter portfolios. 

    By building a cash-flowing portfolio, you are essentially building a financial moat for your household that isn’t a slave to capital gains and Wall Street’s fees.

    In our opinion, the only time one should focus on capital gains is when you believe you can leapfrog your net worth higher, which usually means more risk, so keep those positions at a minimum and make sure you are 100% confident in them.


    New Gold Picks Coming to You This Week!

    We’ve been dead-on with ALL of our 2019 gold stock recommendations, as well as our call to buy physical gold and silver.

    It’s time to take this to the next level.

    For speculators reading this, for the next 60 days, we have the chance to lock in some doubles and triples on our money.

    Be ready and know that as a reader, you’ll receive our top recommendations first!

    Best Regards,

    P.S. Today is the LAST day to buy the Don’t Save for Retirement Kindle version on sale. The price goes back to its retail price tomorrow, which is 600% higher than where it is right now.

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    Governments Have Amassed ungodly Debt Piles and Have Promised Retirees Unreasonable Amounts of Entitlements, Not In Line with Income Tax Collections. The House of Cards Is Set To Be Worse than 2008! Rising Interest Rates Can Topple The Fiat Monetary Structure, Leaving Investors with Less Than Half of Their Equity Intact!

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      Legal Notice: This work is based on SEC filings, current events, interviews, corporate press releases and what we’ve learned as financial journalists. It may contain errors and you shouldn’t make any investment decision based solely on what you read here. It’s your money and your responsibility. The information herein is not intended to be personal legal or investment advice and may not be appropriate or applicable for all readers. If personal advice is needed, the services of a qualified legal, investment or tax professional should be sought.