Dear Reader, A deficit that’s topped $1 trillion and sovereign debt that just hit the $23 trillion mark… Runaway corporate and student debt… Grossly underfunded state pensions… These are concerns that should be top-of-mind for the mainstream press...
The END-GAME for U.S. Treasury Debt Dear Reader, For everyone reading this, for our entire lives, the U.S. has been running annual deficits with other countries. First it was Europe, then Japan, and lastly China. The U.S. kept borrowing and spending, and the world...
Dear Reader, The economic news today is honestly, baffling. While consumer confidence fell for the third month in a row, consumer spending rose. But what’s strange, is what the Americans consumer has decided is important to spend and go into debt to buy....
Dear Reader, Credit card debt has become a major burden for so many American families. As people rack up debt and the minimum payments go up, so do risks. And one of those can be to your physical health. We often don’t think of credit cards as being “plastic...
Screw the life script from our teachers and government sociopaths Dear Reader, A few weeks ago I was speaking to a family member who was quite arrogant in how smart they were, but I didn’t want to be rude, so I just ignored them. Their personal life is a pretty...
Dear Reader: If you have not yet taken the time to prepare your personal finances for an economic downturn, or even a mild uncertainty, now is the time to do so! When everything goes haywire, having your personal finances in order will leave you in better shape and...
Dear Reader, Debt collectors could soon be able to bother the American consumer with an unlimited amount of emails, texts, and phone calls – 7 days a week. Delinquent consumers could get what some advocates say amounts to “harassment” under the new rule proposed by...
Refuse Normal: Achieve Financial Freedom Dear Reader, What’s going on out there isn’t normal, but to go against the status quo takes a bit of courage. The middle class has signed up gleefully for financed vehicles, 3-decade home loans, credit card debt, financed...
Your Personal Plan to Live and be Wealthy Dear Reader, Some of the core virtues and disciplines I shared with some of the wealthiest families I consult are essential to becoming financially independent. 1. There are only solutions. It’s a mindset that never accepts a...
3 Things You Should Do BEFORE You Start Paying Off Debt Dear Reader, If you’ve decided to build up your personal wealth, eliminating your liabilities or paying off debt are essential. But before you start the massive undertaking of tackling your mountain of debt,...