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Fugazi: The 4% Rule is Total Garbage

Fugazi: The 4% Rule is Total Garbage

It’s All Fugazi Dear Reader, The current model for retirement and personal finance is such trash. I can barely take another advertisement with some happy 60-year-old on his Harley Davidson or the white-haired couple walking on the beach holding hands. 93% Of Investors...
Become a Millionaire in Less Than 5 Years

Become a Millionaire in Less Than 5 Years

Become Financially Independent in Under 5 Years! Dear Reader, Condense the 30-year plan into 5. I guarantee you it can be done. My wife and I did it, and so can you. At the time, I was building my hobby business on YouTube, she was a 3rdgrade school teacher, and we...
The FED’s War on Savers

The FED’s War on Savers

Dear Reader, The Federal Reserve (FED) has been confiscating wealth for decades through inflation and debt – this is nothing new. What is new is a prolonged zero to negative interest-rate world. According to former Atlanta FED President, William Ford, he estimates...
Make Saving Great Again

Make Saving Great Again

Dear Reader, Savers today are robbed both directly and indirectly through real price inflation and now, in many parts of the world, with negative interest rate policies. Banks and credit unions should be embarrassed advertising these half-a-percent to 1-percent CDs...
Savings Strategy

Savings Strategy

Below I’ve listed out a simple savings strategy I’ve utilized to save over 20% of my paycheck. The key for me is “out of sight & out of mind”. Saving in different spots helps keep me honest with the added benefit of diversifying my risk across banks and...