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[su_quote cite=”William Graham Sumner” class=”wwd-post”]”It is the tendency of the social burdens to crush out the middle class, and to force society into an organization of only two classes, one at each social extreme.”[/su_quote]

Dear FutureMoneyTrends.com Subscriber,

Meet me Saturday, July 20th and 21st for a wealth building weekend. I will be speaking at a special real estate event and would love to see some of you there. To learn more and to register, please click here.

Week 1: Undeniable Trends

The destruction of America’s middle class is not something I discuss lightly. This is an accelerating trend, one that touches all of our lives directly. No matter what income category you are in, educational background, or political affiliation, this trend will alter your own job, business, and everyone around you.

Let’s look at some hard numbers and then look at what we can do in order to prepare to thrive in the future.

76% of Americans right now are living paycheck to paycheck according to a new survey by Bankrate.com. According to the same survey just released on Monday, 27% of Americans have no savings at all. This survey confirms the shocking CashNetUSA survey from last week that found 46% of Americans have less than $800 in savings.

I often quote the food stamp number when making the case that we are living in an economic depression, food stamps are the modern day breadline and the line since 2000 has risen dramatically.

Sadly 2013 is now approaching 50 million Americans, that is 1 in 6 Americans receiving government aid in order to eat and almost 50% of them have jobs. This is important to note because the jobs that are being created are low paying jobs, we lost good jobs in 2008 and we are replacing them with temporary low paying positions.

The reason I bring all of these key specific points up is so you can realize and plan for an America with a dwarfed middle class.

For those of you that think a political fix, like a new President would put us right back on track, you are dead wrong. There are about 25 million people who are either unemployed or underemployed, this does not include adults in college who will inevitably be looking for work. During the 1990’s BOOM when we had a wave of baby boomers peaking in their spending habits and a communications revolution (Internet), that decade saw roughly 22 million jobs created. This means that even if you had a repeat of the 1990’s decade, you couldn’t absorb all the people who need jobs today!

Our plan of action: Income and education, this is how you will survive and prosper over the next 20 years as the middle class is destroyed!

You need to be ahead of the curve, find ways to create multiple sources of income, real estate rental income, a new business, MLM, day trading, online sales, or strategic investments. I didn’t include a part time job, you need to be able to make your own money and create cash flow yourself, you can’t depend on someone else. Starting something yourself now while we still have some normalcy will give you the experience you will need when times are tough.

***My Income Challenge to You***
I know when I speak in generalities like this for making extra income, a lot of you are probably asking, “where’s the beef?” So this is what I plan to do. For the next 12 months on our paid membership area, which is $20 per month, on the 1st of every month starting in July, I am going to deliver to you one actionable idea on making some extra money. It will be broken up between easy start up businesses, self-employment, safe income, and real estate. All of these will be ideas that can help you make more money. Try one of them or try all of them, but know this, they will be doable, actionable, and realistic ideas that anyone can do. Sign up today and receive 1 month free. This means you will receive my first idea for you to make more money, plus in the next 2 weeks we will be releasing 2 new stock suggestions. Both are large cap companies, one technology and the other is in health care, both undervalued and gushing with cash flow.

Increasing your education in business, trades (skills), real estate, and how to invest; financial education will help get you through a financial crisis. Please do not waste your time or money on getting another degree. When I hear people talk about going back to school I cringe, especially if they are over the age of 30. I mean come on, get on with it already, no need to kill your limited free time on earth in some classroom with an instructor teaching you out of a book. If you want to learn, go partner up with someone who is doing what you want to do, learn from them directly, work for free or at a discounted rate to get educated; but don’t get into debt for some piece of paper.

Being self aware of this systemic problem already gives you an edge, now you just need to really think about how this will effect your life. Some simple words of advice, pay off debt and limit your liabilities, if you have to sell your house and buy a smaller cheaper one that you can pay off. Don’t have an auto loan. Seriously, it’s just a vehicle, don’t slave away or fall behind on investing or building a business that is going to make you financially free, get rid of any unnecessary payments.

The middle class is one crisis away from broke, the destruction of the middle class thus far has been slow, but we are now at the point where it will happen almost over night. Remember 76% of Americans are living paycheck to paycheck and nearly 50% have less than $800 in savings, things are about to change in the USA.

This concludes week 1 on undeniable trends, next week we will discuss how peak sovereign debt is going to change the way we live.

Kind Regards,

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Daniel Ameduri
President, FutureMoneyTrends.com