The Worst Trade You Will Ever Make

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Dear FutureMoneyTrends.com Member,

In this life, your worst trade will not be in the stock market. However, it has everything to do with money. The worst trade you will make is trading your time for money. We all do it. Even if you love what you do, we all trade our time for money. A question we all need to ask ourselves is, “Is this the best action to do with my time?”

Perhaps the answer is yes for a few hours a day, or even 8 hours a day. But I would think that after a while, the answer turns to no. When I was young, I used to work a lot of overtime, I can remember working 15 to 16 hours a day for 3 or 4 days straight. Time that was used up in my late teens and early 20s, time that I’ll never get back. The money was good, but looking back I certainly regret those weeks where I “worked hard to play hard.”

As a young man, it was almost a badge of honor to be that busy making money. Society today often holds in high regard a person who is busy. It almost makes them important. Every time someone calls me, they say, “Dan, I know you’re a busy guy so this won’t take long.” It’s almost as if to compliment me, with an assumption that I run a successful business so I must be busy and booked up, trying to squeeze in friendly chats or time with my kids.

Today, many of the baby boomers are working their tails off, trying to catch up so they can retire. With a limited time here on Earth, I suggest people reflect on what is truly important to them. Because when it comes down to being dead or almost dead, your drive into work, the overtime, and even the stuff it buys won’t matter.

When it comes to our children and grandchildren, you have the toddler years, playful kid years, and then they are young adults. So if you have little people in your life, seize the moment because you only have about 10 to 15 years max where you get to enjoy that special relationship and love that only a small child can give you.

On my personal blog I encourage a simple exercise to help you prioritize your time and energy. After reading this essay, take a moment to think about 3 things you want people to say about you at your funeral. For myself, I want people to say that I was a great dad and husband, and that I helped teach millions of people to become financially free.

I believe the answer to this question — what you want people to say about you at your funeral — will clearly lay out your own life’s purpose. Knowing your life’s purpose will help you avoid the trap of trading your time for money.

Best Regards,

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Daniel Ameduri

President, FutureMoneyTrends.com

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Weekly Wealth Digest Video Episode 54

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